Edgewater Education Terms of Use
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS WEB SITE, YOU AGREE TO THESE TERMS AND CONDITIONS.
Welcome to Edgewater.education (the “Site”), provided by Edgewater Education. These terms and conditions of use may be changed in the future without further notice. Your continued use of this Site and any Products or Services offered through this Site after any such changes is your acceptance of the new terms. Further, these terms and conditions apply exclusively to your access to, and use of, this Site and do not alter in any way the terms or conditions of any other agreement you may have with Edgewater Education.
The Site and Services offered through this Site are intended for use by people who will use Edgewater.education for education on investing, and certainly not for anyone under the age of 18. If you are under 18 years old, please come back and visit us after your 18th birthday.
This Agreement (“Agreement”) is by and between Edgewater Education (“us” or “we”) and you, as well as your representatives, agents, heirs, successors and assigns (“You”), and is made effective as of the date its electronic execution by You. This Agreement sets forth the terms and conditions of Your use of any software (“Software”) or services (“Services”) offered by Us on the Site, and explains our obligations to You and Your obligations to us in relation to your use of this Site and of any Products and Services You use or purchase through this Site.
This Agreement as well as any additional policies, together with all modifications thereto, constitute the complete and exclusive agreement between You and us concerning Your use of our Site, Products and Services, and supersedes all prior proposals, agreements, or other communications. All of our policies and agreements specific to particular Products and Services are incorporated herein and made part of this Agreement by reference. By purchasing or using our Products or Services, You acknowledge that You have read, understood, and agree to be bound by all terms and conditions of this Agreement and any other policies or agreements made part of this Agreement by reference, as well as any new, different or additional terms, conditions or policies which we may establish from time to time’ You may view the latest version of this Agreement online.
In addition to transactions entered into by You on Your behalf, You also agree to be bound by the terms of this Agreement for transactions entered into on Your behalf by anyone acting as Your Agent, and transactions entered into by anyone who uses the account You’ve established with us, whether or not the transactions were on Your behalf. You acknowledge that our acceptance of any application made by You for Products or Services provided by us will take place in Peachtree, GA.
Privacy Policy
You are required to have a Edgewater Education account to use this Site, and to use and access all of the Products and Services offered through this Site. Personal information you provide to us is governed by our privacy policy (the “Privacy Policy”). Click here to view the Privacy Policy. Your election to use the Site, and any Products and Services indicates your acceptance of the terms of the Privacy Policy, so please review it carefully.
You are responsible for maintaining the confidentiality of your password and Your Account Information if applicable. You are responsible for all activities that occur in your account and you agree to notify us immediately of any unauthorized account use. We are in no way responsible for any loss or damages that you may incur as a result of any unauthorized use of your user account or password.
General Terms of Agreement
You agree that we may modify this Agreement and the Products and Services from time to time. You agree to be bound by any changes we may make to this Agreement when such changes are made. If You have purchased Services or Products from us, the term of this Agreement shall continue in full force and effect as long as You take advantage of and use the Products or Services. In the event You terminate Your usage, we will not refund any amounts You have paid. You agree that we shall not be bound by any representations made by third parties who You may use to purchase Services from us and that any statement of a general nature, which may be posted on this Site or contained in our promotional materials, will not bind us. We may, at times, offer certain promotions with different charges and features.
You agree that You will be responsible for notifying us should You desire to terminate Your use of our Services. Notification of Your intent to terminate must be sent by email to [email protected].
Copyright Ownership All Site materials, including, without limitation, our logo, design, text, graphics, other files, source code, and the selection and arrangement thereof are Copyright © 2020 Earl Q. Davis & Edgewater Education. ALL RIGHTS RESERVED.
None of the material on the Site may be copied, revised, modified, added to, reproduced, distributed, republished, downloaded, displayed, posted or transmitted by You in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without our prior written permission. Permission is granted to display, copy, distribute and download the materials on this Site for Your personal, noncommercial and informational use only, provided that you may not, without our permission (a) copy, publish, distribute, or post any materials on any computer network or broadcast or publications media, (b) modify the materials or (c) remove or alter any copyright or other proprietary notices contained in the materials.
Trademarks
Earl Q. Davis, Edgewater Education and associated logos are trademarks of Edgewater Education. and therefore may not be copied, imitated or used, in whole or in part, without our prior written permission. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of the Site and its individual pages may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos on the Site are the property of their respective owners.
Licenses and Site Access
We are granting You a limited, revocable, non-exclusive, nontransferable and non-assignable license to only make personal use of the Site.
This license does not include, without limitation: (a) any resale or commercial use of the Site or any of its content or applications, including any calculators, charts, graphs of other content or functionality (b) the collection and use of any product listings or descriptions; (c) making derivative uses of the Site or its contents; (d) use of any data mining, spiders, robots or similar data gathering and extraction methods, (e) use of any over-lay advertising or comment software, or (f) use of any spy-ware or ad-ware. Except as noted above, you are not conveyed any right or license by implication, estoppel or otherwise in or under any patent, trademark, copyright or other proprietary right of Edgewater Education or any third party.
You may not use, frame or utilize framing, pop-up or other known or to be known techniques to enclose any of our trademarks, content or other proprietary information (including the images found at this Site) without our express prior written consent. Further, you may not use any meta tags or any other “hidden text” utilizing any of our trademarks product names or other Site content, and may not use any of our trademarks as a key word or pay for placement search word, or otherwise. Finally, you may not link your site or any other web page or web site to this Site without our prior written permission. Requests for such permission should be sent to [email protected].
License for Use of Software and Services
Note: This license may be subject to additional terms and conditions of a separate Product or Services licenses from us to you. You agree that You are bound by both this Agreement and any other Product or Services agreements between us.
If You have licensed software from us or if any of our software is part of any of the Services we are providing to You, we grant You a limited, revocable, non-exclusive, nontransferable and non-assignable license to use the software for such purposes as are ordinary and customary for software of the kind licensed. You are free to use the software on any computer, but not on two or more computers at one time. You agree to not alter or modify the Software. You agree that You are not authorized to combine the Software with any other software program, create derivative works based upon the Software, and that You are not authorized to integrate any plug-in or enhancement.
You are required to have an Edgewater Education account to use this Site, and to use and access all of the Products and Services offered through this Site. Personal information you provide to us is governed by our privacy policy (the “Privacy Policy”). Click here to view the Privacy Policy. Your election to use the Site, and any Products and Services indicates your acceptance of the terms of the Privacy Policy, so please review it carefully.
You are responsible for maintaining the confidentiality of your password and Your Account Information if applicable. You are responsible for all activities that occur in your account and you agree to notify us immediately of any unauthorized account use. We are in no way responsible for any loss or damages that you may incur as a result of any unauthorized use of your user account or password.
General Terms of Agreement
You agree that we may modify this Agreement and the Products and Services from time to time. You agree to be bound by any changes we may make to this Agreement when such changes are made. If You have purchased Services or Products from us, the term of this Agreement shall continue in full force and effect as long as You take advantage of and use the Products or Services. In the event You terminate Your usage, we will not refund any amounts You have paid. You agree that we shall not be bound by any representations made by third parties who You may use to purchase Services from us and that any statement of a general nature, which may be posted on this Site or contained in our promotional materials, will not bind us. We may, at times, offer certain promotions with different charges and features.
You agree that You will be responsible for notifying us should You desire to terminate Your use of our Services. Notification of Your intent to terminate must be sent by email to [email protected].
Copyright Ownership All Site materials, including, without limitation, our logo, design, text, graphics, other files, source code, and the selection and arrangement thereof are Copyright © 2020 Earl Q. Davis & Edgewater.education. ALL RIGHTS RESERVED.
None of the material on the Site may be copied, revised, modified, added to, reproduced, distributed, republished, downloaded, displayed, posted or transmitted by You in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without our prior written permission. Permission is granted to display, copy, distribute and download the materials on this Site for Your personal, noncommercial and informational use only, provided that you may not, without our permission (a) copy, publish, distribute, or post any materials on any computer network or broadcast or publications media, (b) modify the materials or (c) remove or alter any copyright or other proprietary notices contained in the materials.
Trademarks
Earl Q. Davis, Edgewater Education and associated logos are trademarks of Edgewater Education. and therefore may not be copied, imitated or used, in whole or in part, without our prior written permission. In addition, all page headers.
Edgewater Education may include discussion forums or other interactive areas. Forums and interactive areas shall be used only for noncommercial purposes. By using any forum or interactive area, you agree not to do any of the following:
Upload to, distribute, or otherwise publish through this Site any message, data, information, text, or other material ("Content") that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, or otherwise objectionable Upload or transmit any Content that may infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party. By posting any Content, you represent and warrant that you have the lawful right to distribute and reproduce such Content Impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity Without our written permission, distribute or publish unsolicited promotions, advertising, or solicitations for funds, goods, or services, including junk mail and spam. Edgewater Education takes no responsibility and assumes no liability for any Content posted or uploaded by you or any third party, or for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography, or profanity you may encounter. We reserve the right but not the obligation to remove any materials we deem objectionable.
Indemnification
You shall remain solely liable for the Content of any messages or other information you upload or transmit to the Site, including any discussion forums or interactive areas of this Site. You agree to hold harmless Edgewater Education and our affiliates and parties with whom we have contracted for purposes of hosting or maintaining this Site from all claims based upon communications made or materials posted by you or the use by third parties permitted by you to use this Site.
Submissions
You agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials, or other information, provided by you in the form of email or submissions to us or postings on this Site, are not confidential and shall become our sole property. We shall own all exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. The submission of any materials to us, including the posting of materials to any forum or interactive area, irrevocably waives any and all "moral rights" of yours in such materials, including the rights of paternity and integrity.
Linking
We make no claim or representation regarding, and accept no responsibility for, the quality, content, nature, or reliability of sites accessible by hyperlink from this Site, or sites linking to this Site. The linked sites are not under our control and we are not responsible for the content of any linked site or any link contained in a linked site, or any review, changes, or updates to such sites. We are providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement, or adoption by us of the site or any information contained therein. When leaving our Site, you should be aware that our terms and policies no longer govern, and therefore you should review the applicable terms and policies, including privacy and data-gathering practices, of that site.
User Conduct In using this Site, you agree:
Not to disrupt or interfere with the security of, or otherwise abuse, the Site, or any services, system resources, accounts, servers or networks connected to or accessible through the Site or affiliated or linked Web sites
Not to disrupt or interfere with any other user’s enjoyment of the Site or affiliated or linked Web sites Not to upload, post or otherwise transmit through or on this Site any viruses or other harmful, disruptive or destructive files Not to use or attempt to use another’s account, service or system without authorization from Edgewater Education, or create or use a false identity on this Site Not to transmit through or on this Site spam, chain letters, junk mail or any other type of unsolicited mass email to people or entities who have not agreed to be part of such mailings Not to attempt to obtain unauthorized access to the Site or portions of the Site that are restricted from general access You agree (a) that You are entirely responsible for maintaining the confidentiality of Your password and account information, (b) that You are entirely responsible for any and all activities that occur under Your account, (c) to notify us. immediately of any unauthorized use of Your account or any other breach of security, (d) we will not be liable for any loss that You may incur as a result of someone else using Your password or account, either with or without Your knowledge, and (e) that You could be held liable for losses incurred by us or another party due to someone else using Your account or password. For security purposes, You should keep account access information in a secure location and take precautions to prevent others from gaining access to Your user name and password. You agree that You will be responsible for all activity in Your account, whether initiated by You, or by others on Your behalf, or by any other means.
You agree to maintain accurate information by providing updates to us, as needed, while You are using our Services. You agree You will notify us within ten (10) business days when any change of the information You provided as part of the application and/or registration process changes. Failure by You, for whatever reason, to respond within five (5) business days to any inquiries made by us to determine the validity of information provided by You will constitute a material breach of this Agreement.
You agree that we may use and rely on any such information provided by You for all purposes in connection with our Services, subject to our Privacy Policy. If You provide any information that is inaccurate, not current, false, misleading or incomplete, or if we have reasonable grounds to suspect that Your information is inaccurate, not current, false, misleading or incomplete, we have the absolute right, in our sole discretion, to terminate our Services and close Your account.
Not Intended for Use in Certain Countries and Export Restrictions
This Site is not intended to be available to, or accessed or used by, any person in any country where such availability, access or use would be contrary to or restricted by law or regulation. None of the services or products referred to in this website is available to persons resident in any country where the provision of such services or products would be contrary to or restricted by law or regulation. You are responsible for ensuring that any such laws and regulations are fully complied with before you access or use any information on this website. This website is intended only for commercial enterprises (not being individuals). You confirm, by using this Site that you are, or are acting on behalf of, a commercial enterprise and are not acting in an individual capacity.
Disclaimer of Warranties, Limitation on Liability, Applicable Law, Termination, Severability,
Edgewater Education and its affiliates disclaim all warranties of any kind, either express or implied, including but not limited to any warranties of title, or implied warranties of merchantability or fitness for a particular purpose. No oral or written information provided by Edgewater Education or its affiliates, officers, directors, employees, agents, providers, merchants, sponsors, licensors or the like shall create a warranty; nor shall you rely on any such information or advice. You expressly agree that use of this site, including all content, data or software distributed by, downloaded or accessed from or through this site, is at your sole risk. You understand and agree that you will be solely responsible for any damage to your business or your computer system or loss of data that results from the download of such content, data and/or software. You acknowledge that Edgewater Education does not control in any respect any information, products or services offered by third parties on or through this site. Except as otherwise agreed in writing, Edgewater Education and its affiliates assume no responsibility for and make no warranty or representation as to the accuracy, currency, completeness, reliability or usefulness of content or products distributed or made available by third parties through this site. Edgewater Education does not make any warranty that this site or its content will meet your requirements, or that the site or content will be uninterrupted, timely, secure or error-free, or that defects, if any, will be corrected. Edgewater Education does not represent or warrant that materials in this site or information provided by Edgewater Education via email or other means, including without limitation information provided through Edgewater Education are accurate, complete, reliable, current or error-free. Nor does Edgewater Education make any warranty as to the results that may be obtained from use of Edgewater Education or its content or as to the accuracy, completeness or reliability of any information obtained through use of the site. Edgewater Education assumes no responsibility for any damages suffered by a user, including, but not limited to, loss of data from delays, nondeliveries of content or email, errors, system down time, misdeliveries of content or email, network or system outages, file corruption or service interruptions caused by the negligence of Edgewater Education, its affiliates, its licensors or a user’s own errors and/or omissions.
Edgewater Education disclaims any warranty or representation that confidentiality of information transmitted through this web site will be maintained. Some states do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you. In such states, Edgewater Education's liability is limited to the greatest extent permitted by law. You may have other rights, which vary from state to state.
This site may contain links to other sites. Edgewater Education is not responsible for the content or practices of third party web sites that may be linked to this site. This site may also be linked to other web sites operated by companies affiliated or unaffiliated with Edgewater Education. When visiting other web sites, whether or not linked to this site, you should be aware that different terms of use and privacy policies may apply.
Any email from Edgewater Education is for informational purposes only. Edgewater Education does not offer any legal, tax, investment or other professional advice. Do not rely on any information contained in any email from Edgewater Education as the basis for any investment decision. Consult with your own legal, tax, investment or other professional advisor regarding your particular circumstances. Any email from Edgewater Education does not constitute an offer to sell or a solicitation of an offer to buy any securities or other financial instruments.
Edgewater Education will not be liable to you or anyone else.
